St George Street Capital


Please read these terms and conditions carefully before using our website

What's in these terms?

These terms tell you the rules for using our website (“our site”).

Who we are and how to contact us

Our site is operated by St George Street Capital, a registered charity and company limited by guarantee (with company registration number 10537833 and charity number 1171470) (“SGS”, ”we”, “our”, “us”). Our registered office is at 10 Queen Street Place, London EC4R 1BE.

To contact us, please email us at or call us on 07768 335460.

By using our site you accept these terms

By using our site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms, you must not use our site.

We recommend that you print a copy of these terms for future reference.

There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our site:

  • Our Privacy Notice, which sets out how we use your personal information.
  • Our Cookie Notice, which sets out information about the cookies on our site.

Our products and services

Our site is directed to people and organisations residing in the United Kingdom and in other countries. However, we do not represent that content available on or through our site is appropriate for use or available in locations other than the UK. Our site is not directed at you if we are prohibited by any law of any jurisdiction from making the information on our site available to you and is not intended for any use that would be contrary to local law or regulation.

None of the information contained on our site is intended to constitute any offer to sell or an invitation or solicitation of an offer to buy any product or service by SGS and must not be relied upon in connection with any investment decision. Products or services mentioned on our site are subject to legal and regulatory requirements in the UK and other applicable jurisdictions and may not be available in all jurisdictions. Accordingly persons are required to inform themselves of and observe any such restrictions.

Please contact us using the details above to discuss the products and services we offer further. In the meantime please note these general points:

  • Our investment products and services may have tax consequences. Nothing on our site should be construed as investment, tax, legal or other advice.
  • You should obtain your own tax and other relevant professional advice, as appropriate, regarding the evaluation of any specific investment, service or product, to understand the tax and other legal consequences of the relevant products and services we offer.
  • It is your responsibility to consider your legal and regulatory position in the relevant jurisdiction, the risks associated with the services and products we offer and to ensure that the use of the content and the subsequent making of any investment does not contravene any such restrictions or applicable laws and regulations of any jurisdiction.

We may make changes to these terms

We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

We may make changes to our site

We may suspend or withdraw our site

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

How you may use material on our site

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use only. You may also draw the attention of others to our site or any content posted on it.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of any of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information on our site

The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis or in reliance of any of the content on our site. So far as permissible by law, SGS does not accept any liability to any person relating to the use of any such information.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user:

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

If you are a business user:

  • (a) We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on them.
  • (b) We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
  • (i) use of, or inability to use, our site; or
  • (ii) use of or reliance on any content displayed on our site.
  • (c) In particular, we will not be liable for:
  • (i) loss of profits, sales, business, or revenue;
  • (ii) business interruption;
  • (iii) loss of anticipated savings;
  • (iv) loss of business opportunity, goodwill or reputation; or
  • (v) any indirect or consequential loss or damage.

If you are a consumer user:

Please note that we only provide our site for your private use. You agree not to use our site for or in connection with any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

How we may use your personal information

We will use your personal information as set out in our Privacy Notice. 

We are not responsible for viruses and you must not introduce them

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the servers on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We are not responsible for websites we link to

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out in our policies and standards as notified to you or available on our website from time to time.

If you wish to link to or make any use of content on our site other than that set out above, please contact us at the details above.

Which country's laws apply to any disputes?

If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

Our trade marks

“St George Street” is pending registration as a UK trade mark. You are not permitted to use this mark without our approval, unless they are part of material you are using as permitted under How you may use material on our site, above.

These terms and conditions were last updated on 30th May 2018.